Who we are
ClearMoneyLab.com is a personal finance and educational blog focused on budgeting, saving, investing, and financial literacy.
For any privacy-related questions, you can contact us at:
Email: eugen.budos.w@gmail.com
Information We Collect
We may collect the following types of information:
a) Personal Data You Provide Voluntarily
- Email address (e.g. when subscribing to a newsletter or contacting us)
- Name (if you choose to provide it)
- Any information you submit via contact forms or comments
b) Automatically Collected Data
When you visit the site, we may automatically collect:
- IP address (anonymised where possible)
- Browser type and version
- Device type
- Pages visited and time spent on the site
- Referring website
This data is collected via cookies and analytics tools.
How We Use Your Information
We use your information to:
- Operate and maintain the website
- Improve content and user experience
- Send newsletters or updates (only if you opt in)
- Respond to inquiries
- Analyse website traffic and performance
- Comply with legal obligations
We do not sell your personal data.
Cookies and Tracking Technologies
ClearMoneyLab.com uses cookies to:
- Understand how visitors use the site
- Improve site functionality
- Support analytics and advertising
Types of cookies we may use:
- Essential cookies – required for the website to function
- Analytics cookies – to measure traffic (e.g. Google Analytics)
- Advertising cookies – used by advertising partners
You can control or disable cookies through your browser settings or via a cookie consent banner where applicable.
Third-Party Services
We may use trusted third-party services, including but not limited to:
- Google Analytics (website analytics)
- Email marketing platforms (e.g. newsletter delivery)
- Advertising networks (e.g. Google AdSense, affiliate programs)
These third parties may collect data in accordance with their own privacy policies.
Affiliate Disclosure
ClearMoneyLab.com may contain affiliate links.
This means we may earn a commission if you click a link and make a purchase, at no additional cost to you.
Affiliate partners may use cookies to track referrals.
Legal Basis for Processing (GDPR)
Under GDPR, we process personal data based on:
Legal obligation where required
Your consent (e.g. newsletter sign-up)
Legitimate interest (e.g. website analytics)
What rights you have over your data
If you are located in the EU/EEA, you have the right to:
- Access your personal data
- Request correction of inaccurate data
- Request deletion of your data
- Restrict or object to processing
- Withdraw consent at any time
- File a complaint with a data protection authority
To exercise these rights, contact us at: eugen.budos.w@gmail.com
Data Retention
We keep personal data only as long as necessary:
Legal data as required by law
Email data until you unsubscribe
Analytics data for performance analysis
Data Security
We take reasonable technical and organisational measures to protect your data.
However, no method of transmission over the internet is 100% secure.
Contact Us
If you have questions about this Privacy Policy or how your data is handled, contact us at:
Email: eugen.budos.w@gmail.com
Website: https://clearmoneylab.com